What is Voluntary Insurance?
Sometimes called Supplemental insurance or employee-paid benefits, voluntary benefits are offered by the employer through the workplace where employees can choose to buy them in addition to the core employee benefits they may get as part of a benefits package.
Voluntary insurance works hand in hand with major medical plans to help ensure individuals who are sick or hurt have the funds needed to pay health-related costs their primary insurance might not cover, as well as other out-of-pocket costs. After all, when a medical event occurs, there are deductibles, co-payments and treatment costs that aren’t covered to consider – not to mention the bills that continue to roll in even if an individual is too ill or injured to work.
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